Small Firms Squeezed by Rules

Summary


I got into the mortgage business in 1988, working as a loan officer for a Virginia savings bank. After four years, I resigned, and in 1992, I opened my own mortgage broker company.

Back in the day, a lot of folks in the business warned me my company would fail because mortgage brokers can't provide certain services, such as "in-house underwriting and closing."

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Extract


Small Firms Squeezed by Rules

Those folks also argued that mortgage brokers are required to disclose all their fees to the borrower, while loan officers who work for banks need not...

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