Rate Drops Can Turn Up in Instant

Summary


Last week I reported that long-term interest rates finally had dropped to levels low enough to create a refinancing wave. My phone was ringing off the hook, and I was up to my neck locking in lower rates for dozens of clients.

After I wrote that column, but before it was published, the Federal Reserve Board surprised the world by cutting short-term interest rates by 0.75 percent in response to a global plunge in the stock market.

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Extract


Rate Drops Can Turn Up in Instant

Although the Fed's actions don't always have a predictable reaction on long-term mortgage rates, which are controlled b...

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