Summary
Q: I am considering refinancing my first and second trust to lower my monthly obligations. My fourth child was just born, and we have decided that my wife will stay home for the foreseeable future. After child-care expenses, there's not a lot left over from her paycheck.
I have a good, stable job with a salary that will be increasing by at least 15 percent per year. The problem is that right now, we have maximized our credit cards and are having trouble meeting our monthly payments.See the full content of this document
Extract
Family Tries to Ease the Squeeze
We spoke to a loan officer who said that our credit score was 625, which isn't high enough to get a loan.
I don't understand this because we have a perfect payment history on all ...See the full content of this document
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