Credit Card Balancing Facts

Summary


Opening a recent hearing on the credit card industry, subcommittee chairwoman Rep. Carolyn Maloney, New York Democrat, noted the tremendous value of credit cards to America's economy. But she also said the great success of credit cards came with "great responsibility."

At Chase, we agree. The success of the vast and complicated credit card system hinges on a shared responsibility, where individual card holders use their cards responsibly, and banks like ours - which are always striving to better meet customers' needs - treat their customers responsibly.

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Extract


Credit Card Balancing Facts

This shared responsibly is particularly important today with competition widening access to credit from a small group of the affluent to all segments of American consumers. At the same time, average interest ra...

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