Balancing the Costs of 'No Cost'

Summary


Last week I answered a reader's question regarding the so-called "no-cost" refinancing program.

The reader questioned the validity of the term because in the real world nothing comes free.

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Extract


Balancing the Costs of 'No Cost'

As an enthusiastic proponent of this program for the last 15 years, I explained that the interest rate on a zero-cost refinancing loan should be about 1/4 percent higher...

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